CLOSE

Health insurance documents will now have to be capitalized and written in simple language, IRDAI directs companies

Image Freepic

Dt. 30 October 2023, Monday

Health insurance: If you are buying a health insurance policy from the market, now you will find the policy document (Health insurance policy document) written in a clear and simple language for renewal from the new year. Insurance regulator IRDAI has made a special proposal for companies selling health insurance. The main objective behind doing this is to simplify the Consumer Information Letter (CIS) for health insurance policyholders. One information is to make the CIS simple and easy, as it sometimes contains complex and legal jargon.

The terms of the policy must be explained in simple language

According to the information, insurance companies should ensure that the customer can easily understand the terms of their policy. The director in his circular said that it is important for the policyholder to understand the terms and conditions of the policy purchased, as a policy document can be full of legal complexities, so it should be a document that explains, in simple terms, the basic features related to the policy and provides the necessary information. It should be the kind that is doing.

There are some things to follow while implementing the new format

IRDAI received complaints of information disparity between insurance companies and policyholders. The new CIS format will come into effect from 1 January 2024. There are some things to follow while implementing the new format. Which is as follows.

Insurance companies, intermediaries and agents have to distribute updated CIS to each policyholder by ensuring verification of documents in physical or digital form.

  • CIS can also be sought in his local language if a policyholder so desires.
  • Font size of CIS should be minimum 12 (Arial) or larger.
  • All fields should be made available in the Customer Information Letter (CIS).
  • The policy document should refer to the CIS in the forwarding letter.
  • Health insurance companies are expected to confirm receipt of CIS by the policyholder as per this IRDAI circular.

Comments

Post a Comment

Popular posts from this blog

If you also sleep late, be careful, otherwise this problem may occur

Image
Oversleeping Side Effects: Our elders used to advise us to get up before sunrise i.e. Brahma Muhurta. But our current lifestyle is such that it is not easy for many people to do this. But people who sleep late at night and wake up late may face these serious problems. Sleeping for long hours can make your body vulnerable to many diseases. Its 5 disadvantages are very dangerous… Obesity People who are in the habit of sleeping and staying up late have a very low metabolic rate. This makes it difficult to burn calories after eating anything. Due to which fat starts accumulating in the body and obesity can increase due to this. Mental health will deteriorate People who sleep late in the morning can have a bad effect on their mental health. According to health experts, people who do this can develop problems like irritability, depression and mood swings, which can have serious consequences. Digestive problems Sleeping late in the morning has a bad effect on the digestive system. Thi...
Read more

Eating chocolate has health benefits, beneficial in boosting immunity

Image
New delhi date. 09 July 2020, Thursday Strengthening the immune system is recommended to protect against corona virus. You may be a little surprised to know that chocolate should be consumed to boost immunity. But one discovery claims that chocolate also naturally works to boost the body's immunity. Researchers say that consuming chocolate in moderation is beneficial for health. Learn about the benefits of consuming a limited amount of chocolate ... Eliminates mental stress One study claims that consuming dark chocolate every day for two weeks relieves stress. According to this study, consumption of chocolate can control stress-increasing hormones. According to a 2015 discovery in Australia, consumption of chocolate is also beneficial for mental health. Blood pressure remains under control One finding claims that eating the right amount of chocolate can help control blood pressure. Chocolate is beneficial for the heart Research by the European Society of Cardiology has clai...
Read more

Know the benefits of eating sesame seeds on an empty stomach in the morning?

Image
New delhi date. 02 February 2021, Tuesday Winter has not started and not all people like to eat Talsakadi, Sesame Laddu, Gajak, Tilkut. Sesame has a warming effect, so its consumption in winter is considered to be very beneficial for the body. But not only in winter but also in the rest of the season, a large number of people use sesame seeds in different dishes. Someone eats it fried, someone sprinkles it on bread, bun or cake and uses it as sesame oil. In Ayurveda, sesame is considered a medicine Sesame is also considered to be very beneficial in Ayurveda as a medicine. There have been many studies on sesame so far which have shown that if sesame is consumed on an empty stomach in the morning, it can be beneficial for health in many ways. Rich in fatty acids, fiber, protein and calcium, sesame is considered to be beneficial for skin and hair as well as health. Benefits of eating sesame seeds 1. For constipation: - Black sesame is high in fiber and unsaturated fatty acids which...
Read more

Monsoon increases seasonal diseases, keep these things in mind to stay healthy

Image
New delhi date. Thursday, June 17, 2021 Monsoon means pleasant weather, but monsoon is the season when dengue, malaria and any seasonal diseases increase and a large number of people fall ill. It is important to keep yourself and your family healthy during this season. This can put any family under stress if you and a member of your family get a disease like dengue at a time when the Koro epidemic is raging across the country. That is why it is advisable to take care of your eating and drinking during this season. According to a research, our body's immune system is also low during this season which can lead to any bacteria if we show even a little carelessness. Learn how we can avoid these diseases. Increase the intake of vitamin C. Many types of viruses and bacteria become active during the rainy season due to which viral fever, allergies etc. can easily happen to anyone during this season. That is why it is important that we eat more vitamin C-rich foods this season. For exa...
Read more

After Korona, now the risk of Kawasaki on Delhiites

Image
New delhi date. Saturday 18 July 2020 Residents of the capital, New Delhi, are suffering the brunt of the Corona outbreak, where a new epidemic is now expected to erupt. In Delhi, more than 120,000 cases of corona have been registered so far and the number is increasing day by day. The death toll from the corona has risen to 3,571. Over the last few months, a new infection has begun to appear. Coronary artery disease and swelling were found in the bodies of children undergoing treatment in hospitals. Inquiring about this, the doctors expressed the opinion that a new infection called Kawasaki was appearing. Doctors could not say how Kawasaki spread. From infants to five-year-olds, the infection has been linked to fever, rashes, and swelling of the limbs and blood vessels. The doctors could not explain why this was happening. For the past few months this transition has appeared regularly in the children’s ward. The problem came to the notice of doctors in the children's wards o...
Read more

Cases of infection are increasing rapidly in Seasonal Flu, follow these tips to avoid it

Image
Image Source: Freepik Ahmedabad. 02 March 2024 Saturday The weather has been changing continuously for the past few days. Due to continuous ups and downs in temperature, health has also started to be affected. Often as winter approaches, flu cases tend to increase rapidly with the weather. An increase in flu cases has been seen for the last few days. According to the World Health Organization, seasonal flu is an acute respiratory infection caused by a virus, which is common in all parts of the world. Most of these people recover without treatment. Influenza is easily spread when people cough or sneeze. Vaccination is the best way to prevent this disease. Symptoms of influenza include high fever, cough, sore throat, body aches and fatigue. Meanwhile, you can take some measures to avoid it. Protect yourself from the flu in this way According to the Centers for Disease Control and Prevention (CDC), the best way to reduce seasonal flu and its potentially serious complications is to g...
Read more

Useful tips to avoid diseases in changing environment, immunity will be strong

Image
Image Source: Freepik Ahmedabad. 20 February 2024 Tuesday Now the atmosphere has changed. The cold is not completely gone yet but sometimes heat, sometimes rain or wind is cooling the weather. This changing climate is affecting the health of all of us. Due to which people are falling under the grip of seasonal diseases. People may also have to go to the hospital due to changing weather conditions. You may face many health problems in this season. Meanwhile, you need to take some precautions when dealing with seasonal diseases. Cover yourself before going out Cover yourself fully while going out to avoid the weather. If possible, wear a mask and cover your head as well. Don't wear too warm clothes but keep some warm clothes with you so that you can wear them when you feel cold. Breathe periodically Immunity is deeply affected by the changing weather, so such people should take a bath in hot water periodically. So that the blocked nose opens and if there is a cold, cough then ...
Read more

This is how art therapy is effective in keeping women mentally healthy

Image
Image Source: Freepik Ahmedabad. 29 February 2024 Thursday Stress is a problem that if not controlled in time, it can have a bad effect on your mental health and as mental health deteriorates, physical health also begins to falter. Meditation is considered to be the most effective way to reduce stress but there are many other ways. Which can prove helpful in eliminating this problem. One of them is art therapy with the help of which stress can be relieved to a great extent in a short time. What is art therapy? Art therapy includes painting, sketching, collage making, sculpture. Through which a person can express his feelings openly, without saying anything. This therapy is proving to be very successful in treating people suffering from stress, depression, exploitation. How art therapy benefits mental health 1. Ways of expressing emotions Through art therapy, women can better express their inner emotions. Many times some things cannot be conveyed by words. In that case, you can ...
Read more

This juice works like an immunity booster

Image
New delhi date. 10 June 2020, Wednesday At the time of the corona virus epidemic, everyone tries to strengthen their immune system. According to doctors, any type of viral infection can be prevented if the immune system is strong. Throughout the body, the immune system performs a function that strengthens the body's immune system. If this system is weakened, the person's chances of getting sick increase. A nutritious diet is needed to strengthen the immune system. Along with this some ayurvedic spices and drinks also make it strong. Learn about a special juice that will strengthen your immune system. You can consume it every day. It will also benefit you in a positive way and you will also be able to stay away from problems like cold and cough. Tomato juice This drink, which strengthens the immune system, is called tomato juice. Tomatoes are high in vitamin C. Which acts like an antioxidant in the body. As it acts like an antioxidant activity it can also work actively to s...
Read more

Can fatigue and muscle tissue weakness last for up to 1 year after the corona infection is eradicated?

Image
London, 18, September, 2021, Thursday Some patients who have been hospitalized after treatment for coronary heart disease have been shown to have a longer lasting effect. Eighty per cent of the patients who were treated at the Kovid-12 hospital were found to be suffering from at least one symptom for a long time. Fatigue and muscle weakness were 3% more common in women than in men. Complaints of fatigue and muscle weakness were also seen a year later. A study to understand the long-term effects of the Corona epidemic found that millions of people are experiencing drowsiness, fatigue and shortness of breath after weeks and months of covid infection. Mortality from the corona epidemic is relatively low but special attention needs to be paid to its long-term effects. The study was conducted in Wuhan, a city in central China, where 1,300 corona-positive patients were hospitalized between January and May 2020. Wuhan, China is the city where the corona virus was first discovered in the w...
Read more