CLOSE

Health insurance documents will now have to be capitalized and written in simple language, IRDAI directs companies

Image Freepic

Dt. 30 October 2023, Monday

Health insurance: If you are buying a health insurance policy from the market, now you will find the policy document (Health insurance policy document) written in a clear and simple language for renewal from the new year. Insurance regulator IRDAI has made a special proposal for companies selling health insurance. The main objective behind doing this is to simplify the Consumer Information Letter (CIS) for health insurance policyholders. One information is to make the CIS simple and easy, as it sometimes contains complex and legal jargon.

The terms of the policy must be explained in simple language

According to the information, insurance companies should ensure that the customer can easily understand the terms of their policy. The director in his circular said that it is important for the policyholder to understand the terms and conditions of the policy purchased, as a policy document can be full of legal complexities, so it should be a document that explains, in simple terms, the basic features related to the policy and provides the necessary information. It should be the kind that is doing.

There are some things to follow while implementing the new format

IRDAI received complaints of information disparity between insurance companies and policyholders. The new CIS format will come into effect from 1 January 2024. There are some things to follow while implementing the new format. Which is as follows.

Insurance companies, intermediaries and agents have to distribute updated CIS to each policyholder by ensuring verification of documents in physical or digital form.

  • CIS can also be sought in his local language if a policyholder so desires.
  • Font size of CIS should be minimum 12 (Arial) or larger.
  • All fields should be made available in the Customer Information Letter (CIS).
  • The policy document should refer to the CIS in the forwarding letter.
  • Health insurance companies are expected to confirm receipt of CIS by the policyholder as per this IRDAI circular.

Comments

Post a Comment

Popular posts from this blog

Against the most unusual feature of Omicron came, do not ignore

Image
- If you are not feeling hungry with some other symptoms then you should consult a doctor or an expert and then get a covid test done. New delhi date. Monday, January 03, 2022 Scientists around the world are gathering new information about Omicron. The WHO also warns that Omicron corona virus spreads faster than any other variant. According to experts, the number of cases is likely to increase due to negligence in not paying attention to the symptoms. This is why health experts are advising people not to ignore any of the symptoms. Doctors have reported an unusual symptom of Omicron that people usually do not pay attention to. An unusual feature of omikron The most common symptoms of corona include loss of taste and smell, fever, sore throat and body aches. However, not all patients with Omicron have such symptoms. Based on the data so far, the scientists said that only 50 per cent of corona patients are experiencing fever, cough and taste-deficiency deficiency. However, a specia...
Read more

These special 5 tips for women to always stay fit, stay healthy and healthy

Image
Image Envato Dt. 18 October 2023, Wednesday always fit and healthy women: Nowadays, women are contributing in every field and along with that, women have also made a prominent identity in various fields. It is also worth noting that the life of women is very stressful. Sometimes she takes on all kinds of responsibilities like daughter, daughter-in-law, mother-in-law, grandmother. A woman who is constantly active sometimes cannot maintain her health. In which she sometimes predicts minor and major illnesses. 1. Be free from worries According to experts, women should not worry wrongly. Due to this it affects his body and mind. It is not good to worry about small things at home. Excessive stress can increase the risk of infertility, depression, anxiety and heart disease. You can maintain good health by doing meditation and yoga to reduce stress. 2. Keep walking for at least 20-30 minutes daily You don't need to spend hours in the gym regularly to keep your body healthy. Instead...
Read more

Iced Green Tea: Apart from providing relief from heat, this drink also helps in weight loss

Image
Image Source: Freepik Ahmedabad. 23 May 2023 Tuesday Many parts of the country are currently experiencing scorching heat. Rapidly rising temperatures have made life difficult for people. The Meteorological Department has also announced a heatwave alert amid the continuously rising temperatures. Meanwhile, to get relief from the heat, people drink some drinks and juices to keep the body cool. Apart from providing relief from heat, iced green tea is also very beneficial for health. This tea helps to flush out toxins from the body along with weight loss. Benefits of Iced Green Tea - Iced green tea contains elements like polyphenols and anti-oxidants that flush out toxins from the body and make it toxin free. - The amino acids present in it are very beneficial for brain function. - This chilled drink is also very good for your metabolism. - If you drink this tea after working out, it helps in weight loss and fat burning.
Read more

Keeping this in mind in your diet can reduce the risk of cancer

Image
New Delhi, February 8, 206, Friday There are about 20 million cancer patients in the world. In 2030, 10 million people died of cancer. The number of cancer patients is increasing day by day as more cancer patients are being added than the number of deaths. In India, the number of cancer patients has increased by 10% in the last 3 years. The number of cancer patients in India is more than 1.4 million. Some therapies can cure cancer if it is diagnosed early. The death rate from cancer is so high that it spreads all over the world. World Cancer Day is celebrated on 5th February every year to raise awareness about cancer. Cancer is a centuries-old disease but its prevalence has increased in recent times. Cancer Day was started for the first time in 19 to raise awareness among the people against cancer. Addictions such as tobacco and cigarettes are thought to be responsible for cancer. Numerous researches and experiments have also shown that some food habits also increase the risk of ca...
Read more

Beware of excessive ginger consumption in winter, know its side effects

Image
Image Source: Freepik Ahmedabad. 09 February 2024 Friday Ginger is used in almost every Indian household. No dish or tea tastes incomplete without ginger. This is the reason why ginger is needed in Indian kitchens. Apart from enhancing the taste, it is also very beneficial for health. Apart from boosting our immunity, ginger also helps in relieving many health problems but it is said that some things can be very harmful. Same with ginger. Consuming it in excess can cause many health problems. If you are one of those people who often like to drink more ginger tea or eat more ginger, then know its disadvantages. Lowers blood sugar levels According to some studies, ginger can help lower blood sugar levels, which can be beneficial for diabetics. However, if you eat ginger with diabetes medications, there may be excessive hypoglycemia in which blood sugar levels drop abnormally. Digestive problems Excessive use of ginger can cause digestive problems. Symptoms may include heartburn, ...
Read more

Every year 20 million people worldwide get sick from the effects of pesticide poisoning

Image
New York, Monday, January 17, 2022 The use of pesticides to increase crop production in agriculture is increasing. To prevent crop damage from diseases and pests, 20 million people get sick from the effects of slow pesticide poisoning, which causes vomiting, diarrhea, dizziness and various nervous system problems. The heart, lungs and kidneys are severely affected. There is no doubt that pesticide toxins are mixing in drinking water and the entire food chain. Asia, America and Africa are not far behind in the use of pesticides. Most of the farmers or farm laborers are spraying pesticides without masks or other protection so more than 11000 farmers fall victim to pesticides every year. This figure does not include farmers who commit suicide by taking drugs. Insecticides are used to kill certain diseases or pests, but they also affect useful plants, herbs, and insects such as bees that work in pollination. Pesticides were responsible for killing good bacteria in the stomachs of butte...
Read more

Scientists discover air medicine will save corona, first study in India on incense method

Image
- Dr. Sanchit Sharma said that 19 herbs like resin, neem, arduosi, ajma, turmeric, lemon grass were studied. New delhi date. Saturday, January 29, 2022 Incense will play an important role in preventing coronavirus. Scientists have made this claim after the world's first scientific study in India on the incense therapy system that has been going on in Ayurveda for years. Scientists have discovered an air doctor who, in addition to preventing infection, also prevents it from being transmitted. Air Vaidya is an incense whose fragrance can prevent corona infection by consuming 19 types of herbs twice a day. Not only that, it has also been tested on captive flies in a transparent cabin. It does not contain any harmful elements. This means that air medicine is completely safe for human beings. The study was conducted jointly by Benaras Hindu University (BHU) and Emil Pharmaceuticals. The study was conducted in 2 groups after enrollment in the Clinical Registry of India by the Indian...
Read more

Even if the BMI score is less than 18, there is a possibility of heart attack, know what is BMI?

Image
New York, March 31, 2022, Thursday It is generally believed that thin men are less prone to heart disease. According to a research report, those who have a body mass index of less than 12 and are addicted to cigarettes are more likely to have heart disease. If the BMI is between 7 and 8, the probability remains low. Four years ago, in a major BMI experiment in Britain, between 2009 and 2010, 3 lakh people between the ages of 20 and 5 were involved. With the rise in BMI, blood pressure and heart disease were seen. The study found that people with a BMI of more than 8 had a higher risk of developing the disease. The risk was particularly high for those with high waist fat. People with a BMI of more than 5 have an 18% increased risk of heart disease. However, researchers say that too little weight can lead to heart disease. Hence BMI needs to be neutral in terms of weight and length. BMI is an international measure of knowing body fat BMI is the body mass index between a person...
Read more

Reiki: In addition to healing, it is also useful for finding lost things and getting the desired results

Image
- Reiki therapy can help a person recover from his or her past trauma - Reiki should be taught if you want peace of mind, happiness and change in life Ahmedabad. 02 April 2022, Saturday Reiki is an ancient form of healing that originated in Japan. Reiki is one of the most powerful healing methods. Reiki also helps one to know oneself better. Reiki works on the basis of global energy and purpose. Negativity and negative energy can be turned into positivity and positive energy with a specific purpose. Everything is made of energy. Even a small thought born in our brain is energy. Energy is magnetic and has its own frequency (a kind of movement). It vibrates according to its own frequency. Anything can be achieved when a person focuses on the vibration of a particular object. Reiki success lies at the root of one's faith or the purpose for which it is practiced. Reiki is not only for healing but also for finding lost things like jewelry, documents, money etc. In addition, Reiki...
Read more

Women's weakness increases after 30 years! If you eat this food, your body will be healthy

Image
Image Source: Freepik Ahmedabad. 07 October 2023 Saturday As we age, many internal and external changes occur in the body. If a healthy diet is not consumed as people age, the body starts to weaken and the body becomes a home for diseases. After the age of 30 in women, hormonal changes occur in the body and weakness also starts to increase in the body. Meanwhile, if some special healthy drinks are consumed, the weakness in the body can be removed and the body can be kept healthy. Consuming saffron and raisins has an elixir-like effect on women's health. After 30, if women consume saffron and raisin drink, body weakness can be removed and body can be kept healthy. Know the health benefits of drinking saffron and raisin drink for women. A treasure trove of nutrients Saffron-raisin drink is a storehouse of essential vitamins and minerals like vitamin C, vitamin B-complex, iron and potassium. The natural sugar present in raisins instantly energizes the body and improves energy. Y...
Read more