CLOSE

Health insurance documents will now have to be capitalized and written in simple language, IRDAI directs companies

Image Freepic

Dt. 30 October 2023, Monday

Health insurance: If you are buying a health insurance policy from the market, now you will find the policy document (Health insurance policy document) written in a clear and simple language for renewal from the new year. Insurance regulator IRDAI has made a special proposal for companies selling health insurance. The main objective behind doing this is to simplify the Consumer Information Letter (CIS) for health insurance policyholders. One information is to make the CIS simple and easy, as it sometimes contains complex and legal jargon.

The terms of the policy must be explained in simple language

According to the information, insurance companies should ensure that the customer can easily understand the terms of their policy. The director in his circular said that it is important for the policyholder to understand the terms and conditions of the policy purchased, as a policy document can be full of legal complexities, so it should be a document that explains, in simple terms, the basic features related to the policy and provides the necessary information. It should be the kind that is doing.

There are some things to follow while implementing the new format

IRDAI received complaints of information disparity between insurance companies and policyholders. The new CIS format will come into effect from 1 January 2024. There are some things to follow while implementing the new format. Which is as follows.

Insurance companies, intermediaries and agents have to distribute updated CIS to each policyholder by ensuring verification of documents in physical or digital form.

  • CIS can also be sought in his local language if a policyholder so desires.
  • Font size of CIS should be minimum 12 (Arial) or larger.
  • All fields should be made available in the Customer Information Letter (CIS).
  • The policy document should refer to the CIS in the forwarding letter.
  • Health insurance companies are expected to confirm receipt of CIS by the policyholder as per this IRDAI circular.

Comments

Post a Comment

Popular posts from this blog

Why is it necessary to wear supporter in the gym? Know the reason

Image
Image Source: Freepik Ahmedabad. 09 December 2023 Saturday Today everyone has become aware about fitness. Everyone knows that being fit is very important for a healthy life. Meanwhile, some people keep themselves fit by doing yoga, while some people keep themselves fit by going to the gym. However, today the number of people going to the gym is more than yoga. Why do you have to wear a supporter? You may also have heard that a supporter is needed when lifting heavy weights. Meanwhile the question is why a supporter is needed when lifting heavy weights after all. Do you know about this? Is the body in control Supporters are needed while lifting heavy weights as these lifts put pressure on our muscles and other body parts. It helps our backbone, waist and legs so that we can lift and control the weight properly. A supporter stabilizes the body while lifting weights. A supportive supporter also helps maintain proper posture and weight. Disadvantages of not wearing a supporter If ...
Read more

Learn ... how RT-PCR, antibody and antigen tests of corona virus are different

Image
New delhi date. 12 July 2020, Sunday Actor Amitabh Bachchan and his son Abhishek Bachchan tested positive for Corona virus in a rapid antigen test. However RT-PCR testing is also required for a complete diagnosis of coronary infection. Maharashtra Health Minister Rajesh Tope said the entire Bachchan family was swabbed after Amitabh and Abhishek Bachchan corona tested positive in the rapid antigen test and also underwent an RT-PCR test. Aishwarya Rai and her daughter Aaradhya also tested positive for RT-PCR today. The RT-PCR test (Real-time reverse transcription-polymerase chain reaction) is called the gold standard frontline test for the identification of corona transitions. So let us know what is the difference between Rapid Antigen test, Antibody test and RT-PCR test. Rapid antigen test Rapid antigen test is an out-of-laboratory test that is done to find out the result of the test immediately. Covid-19 is a disease caused by the SARS-CoV-2 virus. This test takes a swab from the...
Read more

World Hypertension Day: Know the symptoms of hypertension and how to prevent it

Image
Image Source: Freepik Ahmedabad. 17 May 2023 Wednesday Every year today i.e. 17th May the World Hypertension Day is celebrated globally. This day is observed so that blood pressure can be measured on time and people can be made aware of the importance of knowing its normal level. Most of the people suffer from hypertension i.e. high blood pressure. If it is not controlled in time, it can prove to be fatal. According to the report of the World Health Organization, hypertension is not only found in the elderly but it affects about 1 in 4 people between the ages of 20 and 44. During the last 30 years, the cases of hypertension have increased by about 97 percent. Hypertension has a serious effect on the heart According to a doctor, hypertension has a serious effect on the heart. Due to the increased pressure on the blood pump, the heart muscles begin to enlarge and the blood reaches the body very slowly. Meanwhile, the patient begins to suffer from oxygen deficiency and breathing dif...
Read more

Some benefits of calcium in the body, if it decreases, what will be the harm? Know the details

Image
Image Envato Dt. 22 April 2023, Saturday We all know that calcium is very necessary for our body. Thus, it is believed that calcium strengthens the bones, but many people do not know about the benefits of calcium. Besides building muscles and bones, calcium is beneficial to the body in other ways. Every person needs to have proper amount of calcium in their body. If this is not the case, many types of problems are seen in the body. To keep enough calcium in our body, we get it through some foods. According to medical reports, there is a connection between the brain and other parts of the body, so it is necessary to have calcium in the body. Let's know how much calcium should be. Calcium provides these types of benefits to the body 1. Necessary for Handaka About 99 percent of the calcium in the human body is in the bones and teeth. Calcium is essential for growth, development and maintenance of bones. When growth stops, calcium slows down growth and development. 2. Muscle co...
Read more

Black wheat will be marketed as medicine for diabetes, cancer and heart patients

Image
Image Twitter Dt. 12 January 2024, Friday Black wheat : Currently, Haryana Agricultural University and an institute in Mohali have jointly developed disease resistant colored wheat. Apart from diseases like diabetes, this wheat is beneficial for cancer and heart disease patients. This wheat is rich in anthocyanin pigmentation, which acts as an antioxidant. Eating this colored wheat bread with its dal removes the toxins from the body as waste. 50 to 60 quintals of colored wheat production per hectare   OBJECTIVES OF THE UNIVERSITY   Haryana Agricultural University, Hisar and National Agri Food Biotech Institute signed an agreement in the year 2019 under which colored wheat will be produced in Maholi and wheat experts in Hisar have agreed to increase the production by breeding on other varieties of wheat. In which scientists working in this direction have now discovered black wheat. Apart from this, good production has also been obtained in it. At present the productio...
Read more

Immunotherapy-based clinical trials have cured cancer in all 14 patients, raising new hopes

Image
New York, Thursday, June 9, 2022 All 14 cancer survivors involved in a clinical trial at a cancer center in New York's Memorial Salon Catering have been diagnosed with cancer. He was given a drug based on immunotherapy on an experimental basis. The study was published in the New England Journal of Medicine. According to the published details, all the 13 patients were suffering from anal cancer. Patients were given the dose every three installments. The experiment lasted for 6 months. The doctors involved in the experiment believed that the patient would then need known treatments such as chemotherapy, radiation therapy and surgery. However, after 6 months, the researchers noticed that all the patients involved in the experiment had had their cancer eradicated. Many clinical trials have taken place, but all the patients involved in the experiment were diagnosed with cancer for the first time. This change in the body of cancer patients has raised great hopes. This is probably the...
Read more

Vitamin B12 deficiency causes these symptoms in the body, ignoring them can lead to serious consequences.

Image
- Milk, meat, fish, eggs, cheese, yogurt etc. are good sources of Vitamin B12. Ahmedabad. 10 June 2022, Friday Vitamin B12 is an important nutrient for physical health. Its deficiency can affect the body's energy level and nervous system. Vitamin B12 is obtained from many foods. As we age, our bodies cannot fully absorb vitamin B12. As a result, the body often becomes deficient in vitamin B12 with age. Vitamin B12 deficiency in the body leads to many health problems. However, some physical symptoms can indicate vitamin B12 deficiency. So let us know what are the symptoms of vitamin B12 deficiency in the body and how we can diagnose it. Identify the symptoms of vitamin B12 deficiency Yellowing of the skin If your skin is turning yellow, it may be a symptom of vitamin B12 deficiency. This is because B12 deficiency also leads to a deficiency of healthy red blood cells in the body. This causes the skin to turn yellow. Headache Usually everyone has occasional headaches but if th...
Read more

More than 1 billion people in the world have high BP, 50% do not know they have BP

Image
Washington, May 17, 2022, Tuesday May 17 is World Blood Pressure Day. Patients with high blood pressure or hypertension are increasing due to changing lifestyles and stress. Side effects include increased risk of stroke and heart disease. According to the data published in the medical journal The Lancet in 2021, citing the World Health Organization and Imperial College, the number of people with high blood pressure in the world is about 700 million. However, it is estimated that more than 1 billion people worldwide have high blood pressure. High BP is the leading cause of premature death from heart disease. Two-thirds of people in low- and middle-income countries have this problem. The most surprising thing is that more than 50% of people do not know that they have high BP. Symptoms of high blood pressure often go unnoticed. Measuring blood pressure is a realization. Headache or headache in the morning when high blood pressure occurs, nose bleeds, irregular heartbeat. This involves...
Read more

Does your urine smell? Know the symptoms somewhere urea is not increasing

Image
image : envato Ahmedabad, 11 February 2023, Saturday While all the organs of the human body are doing their work, some substances from those organs come out of the body as waste. These waste materials are excreted through urine through the kidneys. However, due to wrong diet and bad habits or illness, this dirt starts growing inside the body itself. In our body, the liver makes several chemicals to break down nitrogen and ammonia. These chemicals convert nitrogen and ammonia into urea and deliver it to the kidneys. Due to weakness or malfunction in the kidneys, these impurities increase in the blood. This is also called uremia. Its symptoms are very dangerous. 11 symptoms of increased blood urea; According to a study, high blood urea can cause the following symptoms 1. Fear of gaining weight 2.To lose too much weight 3. Nausea 4. Too much itching on the skin 5. Feeling very tired 6. Sleeping a lot during the day 7. Pain 8. Inability to concentrate 9. Not feeling hungry 1...
Read more