CLOSE

Health insurance documents will now have to be capitalized and written in simple language, IRDAI directs companies

Image Freepic

Dt. 30 October 2023, Monday

Health insurance: If you are buying a health insurance policy from the market, now you will find the policy document (Health insurance policy document) written in a clear and simple language for renewal from the new year. Insurance regulator IRDAI has made a special proposal for companies selling health insurance. The main objective behind doing this is to simplify the Consumer Information Letter (CIS) for health insurance policyholders. One information is to make the CIS simple and easy, as it sometimes contains complex and legal jargon.

The terms of the policy must be explained in simple language

According to the information, insurance companies should ensure that the customer can easily understand the terms of their policy. The director in his circular said that it is important for the policyholder to understand the terms and conditions of the policy purchased, as a policy document can be full of legal complexities, so it should be a document that explains, in simple terms, the basic features related to the policy and provides the necessary information. It should be the kind that is doing.

There are some things to follow while implementing the new format

IRDAI received complaints of information disparity between insurance companies and policyholders. The new CIS format will come into effect from 1 January 2024. There are some things to follow while implementing the new format. Which is as follows.

Insurance companies, intermediaries and agents have to distribute updated CIS to each policyholder by ensuring verification of documents in physical or digital form.

  • CIS can also be sought in his local language if a policyholder so desires.
  • Font size of CIS should be minimum 12 (Arial) or larger.
  • All fields should be made available in the Customer Information Letter (CIS).
  • The policy document should refer to the CIS in the forwarding letter.
  • Health insurance companies are expected to confirm receipt of CIS by the policyholder as per this IRDAI circular.

Comments

Post a Comment

Popular posts from this blog

Taking Meftal for pain relief? So be careful, the government has issued a warning

Image
Painkiller Meftal: Meftal spas used for pain relief are used in almost every household. In this regard, worrying news has now come to light. The Indian Pharmacopoeia Commission (IPC) has issued a warning regarding Meftal. It is stated that the mefenamic acid found in Meftal causes dangerous side effects. Consumption of this drug may cause eosinophilia and systemic symptoms syndrome. A pain reliever made from mefenamic acid is used to treat gout, bone disease osteoarthritis, period pain in girls, general pain, swelling, fever and toothache. The IPC, in its safety alert, said DRESS syndrome was identified through an initial analysis of Meftal's side effects through the Pharmacovigilance Program of India (PVPI) database. Indian Pharmacopoeia Commission (IPC) issued a drug safety alert about Meftal painkiller, stating that its constituent, mefenamic acid, can cause adverse reactions pic.twitter.com/MHcfyoTLuI — ANI (@ANI) December 7, 2023 What is DRESS Syndrome? DRESS syndrome ...
Read more

Due to deficiency of this vitamin in the body, memory becomes weak

Image
Image Source: Freepik Ahmedabad. 20 October 2023 Friday Vitamins are very necessary for the body. Each vitamin has its own strength. This is why it is advisable to include green leafy vegetables, seasonal fruits in the diet. Like every vitamin, Vitamin B1 is also essential for health. Many studies have found that vitamin B1 plays an important role in maintaining the health of the heart, apart from the nerves and muscles. Vitamin B1 is also known as Thiamine. It works to facilitate the metabolism of glucose in the body, the functioning of the nervous system and muscles. Deficiency of this vitamin can cause many problems. Meanwhile, consumption of certain foods can compensate for vitamin B1 deficiency. Why is vitamin B1 deficiency dangerous? Vitamin B1 is a water soluble vitamin. This vitamin keeps the body active by converting carbohydrates into energy. Deficiency of vitamin B1 leads to the risk of a disease called beri beri. This disease may have peripheral nervous related disorde...
Read more

Corona of TB patients and why TB test of corona patients is necessary?

Image
New Delhi, 28. August, 2020, Friday Coronavirus has killed more than 20,000 people in India. However, like corona, TB is far ahead in the death toll compared to TB. TB is even more dangerous than corona as 1,200 people die every day in India due to tuberculosis, although corona is not cared for as much. However, treatment and medication are available after TB screening, while research into a coronavirus vaccine is still ongoing. The number of TB patients has dropped dramatically in the last six months. However many believe that the number of TB patients is due to the implementation of the lockdown. The transmission of the novel virus corona is further emphasized by health workers. In such circumstances, the government has decided to take TB seriously and test it. TB and covid-12 are both contagious diseases that attack the lungs. Both have similar symptoms such as cough, fever and shortness of breath. However, the incubation period of TB is longer and the rate of onset of symptoms ...
Read more

Learn about the health hazards of ajinomoto used in junk food

Image
Image Source: Freepik Ahmedabad. 13 December 2023 Wednesday In modern lifestyle people eat a lot of junk food. Ajinomoto is used in these packaged and junk foods. This ajinomoto is a type of salt. This works to enhance the taste of food. Ajinomoto salts are also called monosodium glutamate. It is of white crystal color. Ajinomoto is high in amino acids. Ajinomoto was invented in 1909 by Japanese scientist Kikunai Akeda. It is also known as Umami Taste. Ajinomoto is also known as Ashes of Taste. In what type of food is Ajinomoto used? Ajinomoto is used in Chinese food such as noodles, fried rice and Manchurian. Ajinomoto is used in junk food like pizza, burgers and maggi masala. Also it is used in sauces like tomato sauce, soy sauce. It is also used in packaged foods such as chips. Affects the nervous system Ajinomoto present in Chinese food affects your nervous system. It affects the nerves and increases the risk of brain damage. The glutamic acid found in it works like a neurot...
Read more

Approval to set up oxygen plants in 162 hospitals of the country to alleviate the shortage, 3 will be done in Gujarat

Image
New delhi date. 18 April 2021, Sunday The second wave of corona has taken a dangerous turn, causing a shortage of oxygen for the treatment of corona patients in the country's hospitals. On the one hand, the central government has decided to import oxygen from abroad to meet the demand, while on the other hand, it has approved the setting up of 162 oxygen plants in hospitals in various states of the country. The plant will be able to produce 154 metric tons of oxygen and hospitals will not have to depend on outside oxygen supply. The Union Health Ministry said that 33 of the approved plants have already been set up. Five plants have been set up in Madhya Pradesh, four in Himachal Pradesh, three each in Gujarat and Uttarakhand, two each in Bihar, Karnataka and Telangana. One plant each has been set up in Andhra Pradesh, Chhattisgarh, Delhi, Haryana, Kerala, Maharashtra, Pondicherry, Punjab and UP. On Friday, PM Modi held a meeting to review the state of oxygen supply in the coun...
Read more

Learn about the benefits of watermelon and the right time to consume it ...

Image
New delhi date. 06 March 2021, Saturday The summer season has arrived. Eating watermelon would be a good option to cool the body. But if you are thinking that watermelon only relieves heat, and should be consumed at any time. So this is not right. As well as relieving this heat, it is also beneficial for our health in many ways. Watermelon contains many nutrients like Potassium, Riboflavin, Iron, Calcium, Zinc, Fiber, Niacin, Iron, Vitamin-A, C, B and Lycopene, which work to keep our health healthy. Learn how to keep this body healthy. Benefits and what is the right time to consume it. Beneficial for the heart By consuming watermelon or drinking its juice, bad cholesterol can be prevented in the body. Which is the biggest cause for heart problem. A substance called citraline found in it helps in overcoming the problem of atherosclerosis of the heart. Keeps the digestive function healthy Watermelon is high in fiber and water. Both of these things help to keep digestion in order. I...
Read more

Consuming these 4 pulses is a boon for health, helps in rapid weight loss

Image
Image Source: Freepik Ahmedabad. 16 September 2023 Saturday Nowadays most of the people are troubled by increasing weight. The biggest reason for this is unhealthy lifestyle and improper diet. People make all kinds of efforts to get rid of this. Meanwhile, if you consume some pulses, they contain some nutrients that help you lose weight faster. Apart from this, this dal is helpful in keeping eyes, skin, hair etc. healthy. These include mung beans, tuwer dal, gram dal and lentil dal. How to reduce weight by including pulses in diet Nutrient present in dal Mung beans, chickpeas, chickpeas, and lentils contain a variety of nutrients, with protein being the highest. This gives energy to the body. Apart from this, dal is also a good source of dietary fiber, magnesium, copper, potassium and iron. This is the reason why experts advise to include it in one's diet. Can get rid of many diseases Eating pulses which are rich in many nutrients can cure many diseases. Bad cholesterol is ...
Read more

If you also want to reduce the increasing weight, then include this one thing in the diet for a month

Image
Image Source: Twitter Ahmedabad. 01 March 2024 Friday Unhealthy diet, poor lifestyle and lack of health care gradually increase obesity. Once the weight is gained, it is not easy to lose it. Obesity not only spoils your body but it can cause many diseases. According to experts, obesity can lead to diabetes, hypertension, heart disease, coronary artery disease, fatty liver and high cholesterol. Meanwhile weight loss is most important. If obesity is not reducing even after exercise, then include oatmeal in the diet for a few months. By eating dalia, fat on the body starts to decrease easily. The special thing is that even if you eat a lot of porridge, it reduces obesity. Oatmeal, rich in fiber, is considered very beneficial for health. The results of oatmeal for weight loss are amazing. You just have to follow this diet for a month. Make porridge like this to lose weight You will need ingredients like wheat, bajri, mung dal, rice, sesame and ajma to make the beneficial porridge for...
Read more

The disease, which is found in Africa, is now spreading around the world, raising concerns in Europe and America

Image
Montreal, May 19, 2022, Thursday As the world is barely emerging from the corona virus, the spread of a virus called monkey pox is on the rise. Cases of the disease, commonly found in Africa, have also been reported in Europe and the United States. An investigation is under way into 13 suspected cases of monkeypox in Montreal, Quebec, Canada. Most of these cases came to mind during admission to the hospital. In the United States, the state health minister of Massachusetts has confirmed that a case of monkeypox has been reported. However, this did not pose any threat to the citizen and it was also clarified that the patient was in good condition in the hospital. According to the information received, this person had traveled to Canada. A dozen new cases of monkey pox have been found in Europe, with Portugal having the highest number at five. A total of 40 cases have also been found in Spain. In Europe, two males had symptoms of chickenpox if they had sex, but experts believe that se...
Read more

Be careful even if you don't have a fever-cough, these are the dangerous symptoms of the new strain of the corona

Image
- The new strain of Covid-19 can trigger ear problems New delhi date. Saturday, April 10, 2021 More than one lakh new cases of corona are coming up in India every day. Colds, coughs, fevers, loss of test-smells were common symptoms of this deadly virus. But in the midst of the outcry of the new strain, many new symptoms are also emerging. So let us know how different the features of the new strain of Corona are from the old variant and how to identify it. Redness in the eyes According to a recent study in China, the new strain has some special features. In newer variants of the infection, the man's eyes may turn light red or pink. In addition to redness in the eyes, there are also complaints of swelling and watery eyes. Ear problems According to the International Journal of Audiology, the new strain of Covid-19 could trigger ear problems. The study found this problem in about 56 percent of people. Problems associated with the stomach Researchers have also mentioned a compl...
Read more